Farmers Deposit Bank
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.


We will help you select a checking account that can help grow your financial dreams. Farmers Deposit Bank gladly provides FREE Internet Banking with Bill Pay, 24 Hour On Call Telephone Banking and direct deposit capabilities with all checking accounts. Read below to discover all the advantages of a Farmers Deposit Bank checking account.

Farmers Checking

  • No monthly service fee with $300 minimum daily balance.
  • Unlimited check writing
  • FREE ATM/ Debit Card
  • Monthly Image Statement

Farmers Advantage Checking

  • No minimum balance requirement
  • Unlimited check writing
  • FREE ATM/Debit Card
  • Monthly Image Statement
  • FREE wallet style checks
  • FREE stop payment
  • $10,000 to $30,000 accidental death insurance
  • Low monthly fee of $5 to $7

NOW Account

  • Earn interest, with a minimum daily balance of $1000
  • No monthly service fee with a $1000 minimum daily balance
  • Unlimited check writing
  • FREE ATM/Debit Card
  • Monthly Image Statement

Super NOW Account

  • Earn interest, with a minimum daily balance of $2,500
  • No monthly service fee with a $2,500 minimum daily balance
  • Unlimited check writing
  • FREE ATM/Debit Card
  • Monthly Image Statement

Elite Checking

  • For individual 50 years or older
  • FREE wallet style checks
  • No monthly service charge
  • Earn interest on balances of $1,000 and greater
  • Unlimited check writing
  • FREE ATM/Debit Card
  • Monthly Image Statement

Farmers E-Checking

  • Minimum Deposit to Open $100
  • No Monthly Service Fee
  • No Minimum Balance Requirement
  • Earn interest on balances greater than $1500
  • Free Online Banking & Bill Pay
  • Unlimited check writing
  • Free ATM / Debit Card
  • Monthly E-Statement required

Locations
775 North Wallace Wilkinson Blvd.
Liberty, KY 42539
606-787-0700
2959 Shorttown Road
Middleburg, KY 42541
606-787-7277
Hours
Monday - Thursday
8:00 am to 4:00 pm
Monday - Friday
Liberty

Drive Tru open 8:00 - 5:00
Wednesday
Middleburg Closed
Friday
8:00 am to 5:00 pm
Saturday
8:00 am to 12:00 noon
24 Hour On Call
Telephone Banking
606-787-0478